california state credit card collection laws

Statutes of limitation for credit card debt collection, all 50 states
Dec 12, 2011 . Creditors have a limited time in which to file suit over unpaid credit card debt. Here are the statutes of limitation for all 50 states and Washington .
http://www.creditcards.com/credit-card-news/credit-card-state-statute-limitations-1282.php

A to Z Guide to Credit Cards - California Department of Consumer ...
Industry experts estimate that 45 percent of credit card holders will continue to . Annual Credit Report: Federal law requires each of the three nationwide credit . They also collect public record information, such as lawsuits, judgments, tax .
http://www.dca.ca.gov/publications/a_z_creditcard.shtml

California Collection Laws : Credit Card Debt Relief
Jun 30, 2010 . How to Erase Credit Card Debt: (while still living your life*) · Credit Card . What sets California collection laws apart from the other states?
http://www.debteagle.com/blog/debthelp/california-collection-laws/

Credit Laws - California
California State Credit Laws. TITLE 1.3. . TITLE 1.3A. CREDIT CARD DISCLOSURE - 1748.9-1748.12 . TITLE 1.6C. FAIR DEBT COLLECTION PRACTICES .
http://www.cardreport.com/laws/california/california-laws.html

What Personal Information Should You Give to Merchants? | Privacy ...
(California Civil Code § 1725). 2a. Paying by Credit Card: California State Laws. What personal information can't a merchant collect when a consumer pays with .
http://www.privacyrights.org/fs/fs15-mt.htm

Collection Laws in California
California collection laws | If you live in California and have a delinquent debt, . but I checked my credit report and it states that that particular credit card was 30 .
http://www.bills.com/california-collection-laws/

How to Respond to a Credit Card Case - Sac Law Library
Sacramento Count Public Law Library . Is a credit card company or collection agency suing you over a credit card debt? . agency, the law typically requires you to respond within 30 days (California Code of Civil Procedure § 412.20(a) (3) ).
http://www.saclaw.org/pages/respond-to-credit-card-case.aspx

California Zip Code Law | California retailers can't ask patrons for ...
Feb 11, 2011. California retailers may no longer collect ZIP Codes from credit card customers, . A state consumer privacy law is cited by justices in barring .
http://articles.latimes.com/2011/feb/11/business/la-fi-0211-privacy-20110211

California Civil Code Section 1747.08 - California Attorney ...
Feb 13, 2012 . (2) Request, or require as a condition to accepting the credit card as . or corporation accepting the credit card is obligated to collect and record the personal identification information by federal or state law or regulation.
http://law.onecle.com/california/civil/1747.08.html

"Credit CARD Act" is Now Law : California Consumer Finance ...
May 24, 2009 . President Obama signed the "Credit Card Accountability, . the federal and state Fair Debt Collection Practices Acts; Truth in Lending Act;.
http://www.consumerfinancelitigation.com/2009/05/articles/credit-cards/credit-card-act-is-now-law/

California Supreme Court To Consider Whether State Law ...
Apr 4, 2012 . United States: California Supreme Court To Consider Whether State Law Prohibition . over whether a state law barring merchants from collecting personal . The Song-Beverly Act prohibits retailers from requiring credit card .
http://www.mondaq.com/unitedstates/x/171422/Consumer+Credit/California+Supreme+Court+To+Consider+Whether+State+Law+Prohibition+On+Collection+Of+Personal+Information+Applies+To+Online+Transactions

Use The California Credit Card Debt Collection Laws To Help ...
Use The California Credit Card Debt Collection Laws To Help Yourself! . the state laws also preclude borrowers (or any residents) from electronically recording .
http://www.selfgrowth.com/articles/use-the-california-credit-card-debt-collection-laws-to-help-yourself

California Laws for Credit Card Debt | eHow.com
If you miss a payment or two, a collection agency may start calling you at home and at . Luckily, there are California laws for credit card debt that offer you, the . a collection agency or settling a debt, know the state laws on credit card debt.
http://www.ehow.com/list_6085065_california-laws-credit-card-debt.html

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Credit Card Default Consequences
For a full list please visit the Fair Debt Collections Practices Act. Warning: If you are married, credit card default in California and other community property states .
http://creditcardforum.com/blog/credit-card-default-consequences/

Liz Pulliam Weston: Credit reports and legal limits of debt - MSN ...
The other curb on debt collection is the statute of limitations, which gives . California, for example, has fairly short statutes of limitations on most debts: two . A credit card debt might be considered an open-ended account in one state and a .
http://articles.moneycentral.msn.com/Banking/YourCreditRating/IsThereAStatuteOfLimitationsOnDebt.aspx

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Statute of Limitations for Credit Card Debt
Your level of delinquency, the state of your credit report, whether you can be successfully sued for . California, 4 Years, New Jersey, 6 Years . then it's possible that the credit card debt collection company is breaking the law, in which case .
http://www.cardhub.com/edu/statute-of-limitations-for-credit-card-debt/