california redlining mortgage laws

Redlining - Wikipedia, the free encyclopedia
Mortgages. Reverse redlining occurs when a lender or insurer particularly targets minority consumers, not to deny them loans or .
http://en.wikipedia.org/wiki/Redlining

Mortgage discrimination - Wikipedia, the free encyclopedia
Reverse redlining is a term that was coined by Gregory D. . these practices which may violate fair lending laws, and the .
http://en.wikipedia.org/wiki/Mortgage_discrimination

Financial Institution Regulations, Redlining and Mortgage Markets
This new generation of legislation governing financial institutions attempts to address . "redlining" that is directly attributable to imperfections in the mortgage mar- ket. . State provisions in Massachusetts, New York, and California requiring .
http://www.bos.frb.org/economic/conf/conf21/conf21e.pdf

Mortgage Redlining Laws | eHow.com
Mortgage Redlining Laws. The term "redlining," in its most specific meaning, refers to the practice of marking out on a map urban areas in which a bank will not .
http://www.ehow.com/list_6856846_mortgage-redlining-laws.html

What Is Mortgage Redlining? | eHow.com
Mortgage redlining is one such discriminatory practice,... . Definition of Mortgage Redlining · Mortgage Redlining Laws . California Mortgage Servicing Laws.
http://www.ehow.com/about_7564671_mortgage-redlining.html

Mortgage Redlining Research: A Review and Critical Analysis ...
The research on mortgage redlining is, perhaps, even a more interesting phenomenon worthy of study . and a number of similar state laws and regulations. This may be . California in 1976 and 1977 is very well designed. As he points out: .
http://bostonfed.org/economic/conf/conf21/conf21f.pdf

Preemption And State Anti-Redlining Regulations:
This Article sets forth certain federal, state and municipal anti-redlining laws and discusses . As of September, 1979, over $608.3 billion was invested in the mortgage . Harvard 1980) (data on lending practices in California and New York).
http://ir.lawnet.fordham.edu/cgi/viewcontent.cgi?article=1526&context=ulj

Redlining - Definition of Redlining
Definition of redlining. . Definition: Redlining is against the law. It is a . DRE # 00697006, is a Broker-Associate at Lyon Real Estate in Sacramento, California.
http://homebuying.about.com/od/glossaryqr/g/053107Redlining.htm

Racial Redlining: Part I
Prohibition on racial redlining. Congress has enacted two major pieces of legislation that seek to eliminate racial discrimination in residential mortgage lending.
http://www.public-gis.org/reports/red1.html

Government intervention in the mortgage market: A study of anti ...
Mar 26, 2002 . Government intervention in the mortgage market: A study of anti-redlining regulations. Ronald W. Masulis?. University of California, Los .
http://www.sciencedirect.com/science/article/pii/0304393282900149

Consumer Credit laws and regulations | Missouri Division of Finance
In addition to state laws, companies must comply with many federal laws as well . anti-redlining, mortgage brokers, reverse mortgages, consumer credit related .
http://finance.mo.gov/consumercredit/laws.php

A comment on Bank of America/Countrywide's discriminatory ...
Jan 23, 2012 . This history of “law-sanctioned” racial segregation has had many damaging . practices in mortgage lending (known as “reverse redlining”) were so systematic . Many of the victims were in California, and of Mexican origin.
http://www.epi.org/publication/bp335-boa-countrywide-discriminatory-lending/

Hallahan, Kirk (1992, August). The mortgage redlining controversy ...
they believed was a serious social problem: mortgage redlining. . Ron Cooper, "California to Crack Down on 'Redlining' with Tough Rules for Mortgage .
http://lamar.colostate.edu/~pr/redlining.pdf

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Stephen M. Dane | Relman, Dane & Colfax PLLC
J.D., University of Toledo College of Law, magna cum laude . Stephen M. Dane practices civil rights law primarily in the areas of fair housing, insurance redlining, mortgage lending . A.G. Spanos Companies, 542 F. Supp.2d 1054 (N.D. Cal.
http://www.relmanlaw.com/attorneys/sdane.php

The Nature and the Origin of the Subprime Mortgage Crisis
Fannie Mae (the Federal Nation Mortgage Association FNMA) was set up in 1938 to provide . mortgage market of Fannie Mae they had to abide by Fannie Mae's rules. . Red Lining meant that a bank would refuse to finance a home purchase in . Nine of the top 10 lenders were based in California, including all of the top .
http://www.sjsu.edu/faculty/watkins/subprime.htm

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Redlining Revisited: Mortgage Lending Patterns in Sacramento 1930
of lending patterns in Sacramento, California, questions why US housing market . repeating the punitive mortgage redlining practices of past years that aided the . overturn fair housing laws that prohibited racial discrimination in property .
http://devsoc.cals.cornell.edu/cals/devsoc/upload/Hernandez_Blackwell-student-paper-award.pdf